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How Will XRP Ledger Boost RWA Tokenization? Experts Weigh In

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Ripple is actively promoting the XRP Ledger (XRPL) as the ideal blockchain for tokenizing real-world assets (RWA) on an institutional scale. Ripple emphasizes security, scalability, and interoperability, positioning itself as a dependable platform for decentralized finance (DeFi) and managing tokenized assets.

In a recent exclusive interview with BeInCrypto, Ross Edwards, Senior Director for Solutions and Delivery at Ripple, offers insights into why the XRPL is uniquely positioned to bridge traditional finance with DeFi.

Instant Settlement, Stability, and Lower Risk: Why XRPL is Suitable for Financial Institutions

When discussing the XRPL’s role in transforming institutional finance, Ross Edwards was unequivocal about its foundational advantages. He pointed out the unique benefits that make the blockchain stand out for institutions looking to tokenize RWAs.

For Edwards, the key to XRPL’s success lies in its design. For instance, he highlighted that the XRPL’s transaction speed—settling in just 3 to 5 seconds at minimal cost—addresses the high costs and delays often associated with traditional financial systems.

“The XRP Ledger enables instant settlement of value, together with transparency and auditability that can really change the risk profile of transactions,” he explained.

Read more: What is The Impact of Real World Asset (RWA) Tokenization?

He also elaborated that the XRPL employs a strong governance mechanism. This allows the community to introduce amendments to meet its needs, including those of financial institutions.

Moreover, it eliminates the need for custom writing, deploying, and managing smart contracts, as well as the associated audits. These functionalities ultimately will reduce risks, which is crucial for financial institutions.

“It was built for creating value and assets on-chain, for holding those securely, for trading and transferring those assets. So, it’s natively built for this. The XRP Ledger is a proven technology. It’s been running for 11 to 12 years. It’s extremely stable. […] You simply have to call the APIs of the XRP Ledger to enable those use cases,” Edwards argues.

Additionally, the Automated Market Maker (AMM) is one of Ripple’s core innovations on the XRPL. This feature, integrated directly into the protocol, allows institutions to engage with DeFi securely without the need for potentially unreliable third-party smart contracts.

What sets the XRPL’s AMM apart is its ability to aggregate liquidity across the protocol. Ripple’s liquidity strategy is specifically designed to meet the needs of institutional users.

By incorporating the AMM into the XRPL’s decentralized exchange (DEX), the process for institutions to participate in DeFi is simplified. Such a mechanism ensures both security and efficiency for large-scale operations.

The XRPL’s AMM is also capable of consolidating liquidity from across the protocol. This system ensures that institutions have access to substantial liquidity pools and can execute transactions at the most favorable prices. Moreover, it effectively minimizes slippage—a significant concern for institutions executing large transactions—and guarantees continuous liquidity for trading purposes.

Additionally, the introduction of the Multi-Purpose Token (MPT) standard will allow institutions to create complex token structures representing various asset classes. Set for release in Q3, MPT will provide greater flexibility for institutions looking to tokenize and manage diverse portfolios of assets on the XRPL.

Ripple is also looking to expand the use of the XRPL for institutional DeFi with the upcoming launch of Ripple USD (RLUSD), a fully-backed stablecoin pegged to the US dollar. Edwards sees this stablecoin as a significant step toward improving liquidity and cross-border transactions for institutions using the XRPL.

“If you’re going to work in the real-world asset tokenization space, stablecoins are a must-have. It’s going to continue to grow in importance, not just importance in the crypto world but actually importance in the financial world. And that’s why Ripple believes that issuing Ripple USD will add to the existing stablecoins out there. They will suit specific institutions and specific use cases and really help fuel or continue the growth of tokenization overall,” he said.

Leveraging DIDs and Strategic Partnerships for Growing Impact in Tokenized Assets

Besides solid infrastructure and technologies, security and compliance are paramount for institutions, especially in tokenized assets. In a prior conversation with BeInCrypto, Ripple’s Markus Infanger, Senior Vice President of RippleX, highlighted how the XRPL leverages Decentralized Identifiers (DID) to address these concerns effectively.

By integrating DIDs, the XRPL enables institutions to securely and verifiably manage user identities, facilitating compliance with Know Your Client (KYC) and Anti-Money Laundering (AML) standards. This integration helps minimize the risks of fraudulent transactions by streamlining KYC/AML processes. As a result, it enhances both security and regulatory adherence for tokenized asset transactions.

“The combination of these features, as well as others proposed to support institutional DeFi on the XRPL, such as a native Lending Protocol and Oracles, are making it easier to integrate tokenized real-world assets into on-chain financial infrastructure. Ultimately, DeFi provides new financial rails for actions such as trading, collateralizing, investing, and borrowing. Bringing real-world assets on-chain and exposing them to these rails opens up new opportunities—which is the real value of tokenizing real-world assets,” Infanger elaborated.

The increasing use of the XRPL in institutional finance stands out through its partnerships with key industry players. For example, Ripple’s partnership with OpenEden led to the introduction of tokenized US treasury bills (T-bills) on the XRPL.

Similarly, Ripple has partnered with Archax, the UK’s first regulated digital asset exchange, broker, and custodian. Archax plans to bring hundreds of millions of dollars in tokenized RWAs onto the XRPL in the coming year.

Balancing Short-Term Gains and Long-Term Growth in Tokenization

Despite the XRP Ledger’s strong foundation for institutional adoption, it has faced some challenges, particularly in on-chain activity. A recent report revealed that in the second quarter of 2024, the number of transactions on the XRPL fell by over 65% compared to the first quarter. This decrease is also seen in transaction volumes and overall DEX engagement, where trading volume fell by nearly 43%.

The average transaction cost on the XRPL also increased substantially. In Q2, the cost of transactions more than doubled compared to Q1, rising by 168%, which could contribute to the drop in activity. Additionally, fewer new wallets were created on the network, with wallet growth decreasing by 45.8%.

XRPL's On-chain Activity in H1 2024.
XRPL’s On-chain Activity in H1 2024. Source: Ripple

Furthermore, Edwards remarked that the challenges of tokenization are beyond the XRPL itself. He acknowledged that one of the biggest challenges in tokenization is its long-term nature. According to him, this requires patience and gradual ecosystem building.

“Tokenization is not something that can be done instantly. It’s not dependent on someone’s decision or ability to take an asset, write a piece of code, and store it somewhere, even if it’s a blockchain or whatever. That’s actually a very simple process. It’s about building the ecosystem and connecting together these value chains,” he said.

Edwards emphasized that financial institutions need immediate, tangible returns. This means each step in the tokenization process must deliver short-term value while setting the foundation for long-term growth.

He also noted that this requirement is a delicate balancing act that Ripple and the broader industry must navigate carefully. Furthermore, Edwards highlighted that financial institutions must play a key role in getting this balance right, as their participation is critical for the success of the tokenization ecosystem.

Read more: RWA Tokenization: A Look at Security and Trust

However, in the near term, Edwards believes that increasing demand and understanding the drivers behind tokenization will be essential. As the utilization of tokenized assets grows—moving beyond just purchasing and holding to broader use cases—the market will start to expand swiftly.

“We’re going to see, once that happens and unlocks, once there’s more utilization of these tokenized assets, rather than just purchase and hold, we’re going to start to see this area ramp up considerably. And it’s going to become critical to the future of the financial system,” he concluded.

Disclaimer

Following the Trust Project guidelines, this feature article presents opinions and perspectives from industry experts or individuals. BeInCrypto is dedicated to transparent reporting, but the views expressed in this article do not necessarily reflect those of BeInCrypto or its staff. Readers should verify information independently and consult with a professional before making decisions based on this content. Please note that our Terms and ConditionsPrivacy Policy, and Disclaimers have been updated.



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Solana (SOL) Price Risks Dip Below $110 as Bears Gain Control

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Solana (SOL) has dropped over 6% in the past seven days and has been trading below $150 since March 6. The current trend shows clear bearish signals across multiple indicators.

From a death cross to a rising ADX and a red Ichimoku Cloud, technicals suggest growing downside pressure. With SOL nearing key support, the next few days could be critical for its price direction.

SOL Ichimoku Cloud Paints A Bearish Picture

The Ichimoku Cloud chart for Solana shows a clear bearish structure, with price action trading below both the Kijun-sen (red line) and Tenkan-sen (blue line).

The Lagging Span (green line) is also positioned below the price candles and the cloud, reinforcing the negative outlook. The Kumo ahead is red and descending, suggesting that resistance remains strong in the near term.

SOL Ichimoku Cloud.
SOL Ichimoku Cloud. Source: TradingView.

Solana has struggled to break above short-term resistance levels and remains stuck in a downward channel. The thin nature of the current cloud suggests weak support, making the price vulnerable to further downside if bearish momentum continues.

For a reversal, Solana would need to break above the Kijun-sen and push decisively toward the cloud, but for now, the trend remains tilted to the downside.

Solana DMI Shows Sellers Are In Control

Solana’s DMI chart shows a sharp rise in the ADX, now at 40.87—up from 19.74 just three days ago.

The ADX (Average Directional Index) measures the strength of a trend, with values above 25 indicating a strong trend and values above 40 signaling a very strong one.

This surge confirms that the current downtrend in SOL is gaining momentum.

SOL DMI. Source: TradingView.

At the same time, the +DI has dropped from 17.32 to 8.82, while the -DI has climbed to 31.09, where it has held steady for the past two days.

This setup suggests that the sellers are firmly in control, and the downtrend is strong and also strengthening.

As long as the -DI remains dominant and ADX stays elevated, SOL is likely to remain under pressure in the short term.

Can Solana Drop Below $110 Soon?

Solana recently formed a death cross, a bearish signal where short-term moving averages cross below long-term ones.

It’s now approaching key support at $120—if that level breaks, Solana price could drop to $112, and possibly below $110 for the first time since February 2024.

SOL Price Analysis.
SOL Price Analysis. Source: TradingView.

If bulls step in and buying pressure returns, SOL could rebound toward resistance at $136.

A breakout above that level may lead to a push toward $147, which acted as strong resistance just five days ago.

Disclaimer

In line with the Trust Project guidelines, this price analysis article is for informational purposes only and should not be considered financial or investment advice. BeInCrypto is committed to accurate, unbiased reporting, but market conditions are subject to change without notice. Always conduct your own research and consult with a professional before making any financial decisions. Please note that our Terms and ConditionsPrivacy Policy, and Disclaimers have been updated.



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Top 3 Made in USA Coins to Watch This Week

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Made in USA coins are showing mixed signals as April begins, with XRP, SUI, and Pi Network (PI) standing out. XRP leads in market cap but also posted the biggest drop among the top 10, down 10.6% this week.

SUI is the only major gainer, up 3.8%, showing some strength despite broader weakness. Meanwhile, PI has been the worst performer, plunging over 23% and staying below $1 all week.

XRP

XRP is the largest Made in USA crypto by market cap, but it’s also down 10.6% over the last 7 days—the biggest drop among the top 10. This sharp correction could present an opportunity, especially with Trump’s “Liberation Day” event coming up on April 2.

If XRP builds an uptrend, it could push to test resistance at $2.22. A breakout there may lead to moves toward $2.47 and even $2.59 if momentum grows.

XRP Price Analysis.
XRP Price Analysis. Source: TradingView.

If the downtrend continues, XRP could revisit support at $2.06. A breakdown below that level might drag it further down to $1.90.

With volatility rising and a possible narrative shift on the horizon, XRP could be a key coin to watch this week.

SUI

SUI is the only among major Made in USA cryptos showing gains over the past week, up 3.8%, even though it’s still down 13% over the last 30 days. This resilience sets it apart from the rest of the pack.

In the last 24 hours, trading volume has dropped 15% to $767 million. The coin’s current market cap is $7.43 billion.

SUI Price Analysis.
SUI Price Analysis. Source: TradingView.

SUI’s EMA lines recently formed a death cross, hinting at a possible downtrend. If confirmed, the price could drop to $2.23, with further downside to $2.11 and $1.96.

If SUI manages to reverse the trend, it could climb toward $2.50. A breakout there would open the door to $2.83, nearly 20% higher from current levels.

Pi Network (PI)

Pi Network (PI) is the biggest loser among Made in USA cryptos this week, with its price down over 23% in the last seven days.

It has been trading below $1 throughout the entire week.

PI Price Analysis. Source: TradingView.

If sentiment shifts, PI could rebound toward resistance at $1.05. A breakout there might lead to a push-up to $1.23.

But if bearish pressure continues, PI could fall to test support at $0.718. A drop below that would send it to $0.62—its lowest level since February 21.

Disclaimer

In line with the Trust Project guidelines, this price analysis article is for informational purposes only and should not be considered financial or investment advice. BeInCrypto is committed to accurate, unbiased reporting, but market conditions are subject to change without notice. Always conduct your own research and consult with a professional before making any financial decisions. Please note that our Terms and ConditionsPrivacy Policy, and Disclaimers have been updated.



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3 Token Unlocks for April: Parcl, deBridge, Scroll

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Three major token unlocks involving PRCL, DBR, and SCR are set to take place in April. Parcl will unlock 161.7 million PRCL on April 16, followed by deBridge unlocking 1.11 billion DBR on April 17 and Scroll releasing 40 million SCR on April 22.

These events could significantly impact each token’s supply dynamics and short-term price action. With large allocations set aside for contributors, partners, and airdrops, these unlocks are worth watching closely.

Parcl (PRCL)

Unlock Date: April 16

Number of Tokens to be Unlocked: 161.7 million PRCL (16.2% of Total Supply)

Current Circulating Supply: 270.8 million PRCL

Total supply: 1 Billion PRCL

Parcl is a decentralized exchange that lets users trade real estate price movements without owning property. The ecosystem—made up of Parcl, Parcl Labs, and Parcl Limited—governs the Parcl Protocol, which offers synthetic exposure to real-world real estate markets. It allows users to go long or short on property prices across different regions.

On April 16, 161.7 million PRCL tokens, worth roughly $15.56 million, will be unlocked. This could increase the token supply and lead to short-term market volatility.

The unlock includes 92.4 million tokens for early supporters and advisors, and 69.3 million for core contributors. PRCL price is down 33% in the last 30 days and trading below $0.1 since yesterday.

Parcl Token Unlock.
Parcl Token Unlock. Source: Cryptorank.

deBridge (DBR)

Unlock Date: April 17

Number of Tokens to be Unlocked: 1.11 billion DBR (11.1% of Total Supply)

Current Circulating Supply: 1.16 billion

Total supply: 10 Billion DBR

deBridge is a cross-chain protocol that allows users to transfer assets and data between different blockchains. It aims to simplify interoperability and make decentralized applications more connected and efficient.

On April 17, 1.11 billion BDR tokens, worth around $32.19 million, will be unlocked. This unlock will nearly double the current circulating supply, adding roughly 95% more tokens to the market.

The allocation includes 400 million for core contributors, 340 million for strategic partners, and 176.93 million for the ecosystem. The rest goes to the community, foundation, and validators. Despite the upcoming unlock, deBridge has gained nearly 38% in the past month, with its market cap now nearing $34 million.

deBridge Token Unlock.
deBridge Token Unlock. Source: Cryptorank.

Unlock Date: April 22

Number of Tokens to be Unlocked: 40 million SCR (4% of Total Supply)

Current Circulating Supply: 190 million

Total supply: 1 Billion SCR

Scroll is a Layer 2 solution built to improve Ethereum’s scalability and efficiency. It uses zkRollup technology to lower transaction costs and increase throughput, helping ease issues like high gas fees and congestion.

On April 22, 40 million SCR tokens, valued at about $11.52 million, will be unlocked. This unlock could introduce added liquidity to the market and maybe renewed interest in Scroll. Its price is down roughly 46% in the last 30 days, with its market cap at $55 million, down from its peak of $265 in October 2024.

All 40 million tokens are allocated for airdrops.

Scroll Token Unlock.
Scroll Token Unlock. Source: Cryptorank.

Disclaimer

In line with the Trust Project guidelines, this price analysis article is for informational purposes only and should not be considered financial or investment advice. BeInCrypto is committed to accurate, unbiased reporting, but market conditions are subject to change without notice. Always conduct your own research and consult with a professional before making any financial decisions. Please note that our Terms and ConditionsPrivacy Policy, and Disclaimers have been updated.



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